NJ Mortgage
Loan Officer
Steve Kappre

Local, knowledgeable
service.

Direct: 856-419-3561
Office: 856-415-7720
eFax: 856-355-4760
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NJ Mortgage Loan Officer
Steve Kappre
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Move-Up Buyers
There are many first time home buyer options for those
looking to buy a home in New Jersey. There are specific
mortgage loans, as well as
down payment assistance and
grant options
to help a buyer obtain funds to by a home.

There are various first time home buyer programs
available.

These programs may offer assistance
in the form of
percentages, such as 2 - 4% of the loan amount, or they may be
flat dollar amounts, such as $3,000, $5,000, or even $10,000.  
These options can be used for the down payment requirements
such as the 3.5% needed for an FHA loan, or for closing costs
that need to be paid at settlement. Or they may be used for both.

New Jersey's SMART START program is one of the more
popular first time home buyer options. This program is limited to
certain  lenders, and even at that, it is important that the specific
loan officer you work with is experienced with writing these type
of loans.

For more information feel free to check out
NJ First Time Home
Buyer Information.
NJ First Time Home Buyer Information